Now that summer is here, quite a few of you have probably made plans to take car trips. What would happen if another vehicle causes an accident and the other vehicle has only a small policy, yet your injuries are very serious? If you were wise enough to purchase Underinsurance Coverage, you may be in luck. Underinsurance is a part of your policy which will pay over and above the small policy carried by the offending vehicle. Underinsurance does not cost very much to purchase and it protects you and your family from negligent drivers who have only limited policies. So, before going on a car trip, call your insurance broker and ask that your insurance policy contain the maximum underinsurance possible. It only costs a little more per year and you can be assured that even if you are hit by a car with little insurance, you will be able to recover for your injuries under your own insurance policy. If you or a family member are ever injured in a car accident, call us at Worby Groner Edelman to see what your options are. Remember, there is never a fee unless we are successful.